Administrative Charges, HECS and Financial Assistance
ADMINISTRATIVE CHARGES
The University applies a number of administrative charges, as set out below:
Late Charge for submission of enrolment form after due date
New students | $30 |
Continuing and
Returning students after due date from the first day of semester |
$30 $50 |
Charge for Statement of Academic Record (payable at time of order) | |
1 copy | $ 7 |
3 copies | $10 |
Examination Charges
As notified by the Examination Officer to each
student for whom special arrangements for examination(s) have to be
made.
The rules for these charges can be found on page 58.
HIGHER EDUCATION CONTRIBUTION SCHEME
It is a requirement of the Commonwealth Government that students make a contribution to the cost of attending university.
HECS for a semester, is calculated on the basis of study load for the subjects you enrol in for the semester. Some subjects carry a greater study load than others.
If you are a full-time student doing a standard program of study in the semester, you will owe the standard HECS amount for the semester. If you are doing more or less than a standard program, your HECS payment will be adjusted to reflect the greater or lesser load. Invoices are mailed to all students prior to the census dates.
The University will send you a written notice advising you of how much you owe for the semester after each census date.
The census dates are:
First Semester: | 31 March |
Second Semester: | 31 August. |
If you believe that the notice is incorrect you have the right to have the University check its calculation. You will need to write to the University stating what the error is and give reasons why you believe it is incorrect. You must do this within 14 days of the date on the notice.
If you decide to withdraw from a subject, it is very important to make sure that you officially withdraw from it by informing the University in writing before the census date for the semester, that is, before 31 March for first semester and before 31 August for second semester, otherwise, you will have to pay HECS for that subject for that semester.
Note carefully that the HECS census dates are different from the Universitys own dates for withdrawal from subjects without academic penalty.
If you fail a subject, you still have to pay HECS for that subject.
When you enrol you must tell the University how you will pay. You do this by completing the Payment Options form which is provided by the University. If you dont fill in this form and return it to the University, you will not be enrolled.
You must choose one of the following methods:
- Paying all of your HECS up front and receiving a discount. You pay 75% of your HECS contribution directly to your institution and ask the Commonwealth to pay the remaining 25% for you.
- Deferring all of your payment by asking the Commonwealth to pay all your HECS for you. You begin paying back the loan once your HECS repayment income reaches the minimum compulsory threshold.
- Paying at least $500 of your HECS contribution up front (providing this amount is less than 75% of your HECS contribution) for which you will receive a discount and deferring the remainder by asking the Commonwealth to pay this amount for you.
Some New Zealand citizens and Australian permanent residents are required to pay HECS up front, without the 25% discount. They are not entitled to defer payments.
For more detailed information, refer to the HECS booklet provided in your enrolment package. If you require further information, you can seek assistance from:
- the
Admissions or HECS staff of the University who can advise you on:
- what to do when you enrol in a subject or a course of study;
- how your HECS for each semester is calculated.
- your local Tax Office which will be able to explain how the deferred payment option works, including how HECS repayments are calculated and how indexation works.
- the Department of Education, Training and Youth Affairs (DETYA) who can provide other information about the administration of HECS.
You may also want to find out more about the financial assistance available to students. If you are over 16 and a full-time student, financial assistance may be available through the AUSTUDY and ABSTUDY schemes. Refer below.
TUITION FEES
The University charges tuition fees for:
- fee paying overseas students;
- students commencing some coursework postgraduate courses in 1998 or later;
- non-award students in a number of courses.
The fees are set out on pages 60-61.
FINANCIAL ASSISTANCE
YOUTH ALLOWANCE
(Students aged under 25 years)
The Youth Allowance is a Federal payment that is available for full-time students under the age of 25 and for unemployed people under the age of 21.
To be eligible for Youth Allowance a person must satisfy an activity test, i.e.:
- studying full-time and aged between 16 and 24; or
- aged 18 to 20 and actively seeking full-time work; or
- aged 18 to 20 and combining part-time study and looking for work; or
- studying full-time and in receipt of Youth Allowance before turning 25 and still undertaking the same course.
Students who are eligible for Youth Allowance may also be eligible for:
Rent Assistance;
- Remote Area Allowance;
- Interest Free Advance Loan and/or;
- A higher rate of payment (Independent or Away From Home Rate).
To be defined as a full-time student the individual must be undertaking an approved course at least 75% of the normal full-time study workload in each semester and undertaking at least 15 hours a week formal coursework. Certificate courses and Masters and Doctorate courses are generally not considered approved courses for Austudy and Youth Allownace purposes.
Student responsibilities relating to reporting to Centrelink will vary depending on each individuals particular situation. For example students who have a casual job where their hours vary will be expected to report their earnings to Centrelink. Students will need to supply proof of their enrolment status each year and must notify Centrelink of any changes in their circumstances within 14 days to avoid any penalities.
There are penalities if individuals do not meet their responsibilities to Centrelink. Payments may be reduced or suspended. The penalty varies depending on whether this is the first, second or third penalty within two years.
It is important for individuals to:
- attend interviews with Centrelink;
- contact Centrelink when asked to
- advise of ANY changes in their circumstances, (or those of their parents or partner) within a 14 day period.
Student Personal Income
A Personal Income Test will apply and is based on the income earned each week.
Full-time students can earn up to $230 (gross) a fortnight without affecting their Youth Allowance payment. If they earn between $230 and $310 per fortnight, each $1 over $230 will reduce their fortnightly Youth Allowance by 50c in the dollar for every dollar earned over $230. Income above $310 per fortnight will reduce Youth Allowance by 70c in the dollar for every dollar earned over $310. An Income Bank is also available.
Full-time students over 25 cannot receive Youth Allowance unless they started their current course of study before they turned 25. Students over the age of 25 can apply for Austudy.
For more information about Youth Allow-ance phone Centrelink on 13 2490 or visit Centrelinks Youth allow-ance website at: http:/www.youthallowance.centrelink.gov.au
AUSTUDY
(for students aged 25 and over)
Austudy provides assistance to students aged 25 years and older. It is paid to students over 25 years of age whose financial circumstances are such that without financial help, full-time study would not be possible.
Austudy applies to students who commence their course on or after their twenty-fifth birthday. Students who commenced a course before their twenty-fifth birthday, but were not eligible for Youth Allowance may be able to get Austudy after they turn 25.
Activity Test
Individuals must be enrolled full-time (some concessions may apply) in an Austudy approved course. Continuing students will need to show they intend to enrol in such a course.
Full-time study means a course which:
- is considered full-time by an approved institution (at least 75 per cent of the normal full-time student workload) in each semester;
- involves 20 hours of formal coursework per week.
Full-time Courses approved for Austudy
Generally, graduate courses (excluding most Masters and all Doctorate), undergraduate courses, associate diplomas and certain diplomas will be approved for Austudy. James Cook Universitys certificate courses are generally not considered an Austudy approved course. If a student ceases studies prematurely, they must notify Centrelink within 14 days.
If an individual fails to meet their obligations for payment, including informing Centrelink of changes, they may incur an administrative breach which could affect their payment.
Income and Assets Tests
The Personal Income and Assets Test and the Partner Income Test (if applicable) will apply to all individuals applying for Austudy payment.
Other Payments and Concessions
Students who are receiving the Austudy payment may also be eligible for:
- a Health Care Card
- Remote Area Allowance
- Fares Allowance
- Student Loan Supplement
- Advance Payment (up to $500)
Note: No Rent Assistance is currently available for Austudy recipients.
For more information about Austudy phone Centrelink on 13 2490 or visit the Centrelink website at http://www.centrelink.gov.au
ABSTUDY
(for Indigenous students)
ABSTUDY helps Indigenous people who want to go on to further studies. Those who are studying or who will soon start to study, can apply for ABSTUDY at Centrelink (Youth and Student) offices.
ABSTUDY may be able to help Indigenous students who are undertaking:
- full-time study (some workload concessions may apply to part-time students);
- a distance education/correspondence course; or
- Masters or Doctorate study on a full-time basis.
A range of allowances is also available to ABSTUDY students to help meet the costs associated with education expenses and travel between home and the place of study.
ABSTUDY application forms and information can be obtained from any Centrelink (Youth and Students) office.
For more information about ABSTUDY phone the National ABSTUDY Hotline on 13 2317 or visit the Centrelink website at http://www.centrelink.gov.au
For additional information, advice and application forms regarding available Centrelink Offices contact:
Union Welfare Office
Ground Floor Student Services Mall
James Cook University Townsville
Ph: (07) 4781 4608
Cairns Student Association
James Cook University Cairns
Ph: (07) 4042 1160.
OTHER FINANCIAL ASSISTANCE
STUDENT LOANS
Loans are available to students for genuine needs which might jeopardise continued study. The maximum amount that can be borrowed is $1000. A default fee of $20 is added to the loan if two consecutive repayments are missed. If five consecutive payments are missed, the debt is referred to our collection agents.
Student Loans Offices are located:
In Townsville
Top Floor Union Building
Phone: (07) 4781 5528
Fax: (07) 4781 6295
In Cairns
Building A1, Room 001
Phone: (07) 4042 1150
Fax: (07) 4042 1204.
POSTGRADUATE AWARDS
A limited number of competitive postgraduate awards are made available to assist students undertaking full-time higher degree studies by research at Australian universities. These are Australian Postgraduate Awards, for a Masters degree or PhD degree.
The awards are open to Australian citizens or permanent residents who have not already completed a Masters or PhD degree.
Applications for the above awards must be lodged by 31 October, of the year prior to study.
Further information can be obtained from Research Students Office, Kevin Stark Building (Townsville campus).
Phone: (07) 4781 5861
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